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Working Capital Limits
Flexible Access to Business Funds
A Working Capital Limit facility helps businesses access funds against eligible collateral/property through a sanctioned credit limit. Withdraw funds as required and pay interest only on the utilized amount*, making it a flexible financing solution for daily operational and business needs.
Key Features
- Working Capital Limit Based on Property Value*
- Interest Charged Only on Utilized Amount*
- Flexible Usage for Business Requirements
- Revolving Credit Facility*
- Ideal for Managing Cash Flow & Working Capital Needs
Who Can Apply?
- Self-Employed Individuals
- Business Owners
- Proprietorship Firms
- Partnership Firms
- Private Limited Companies & LLPs
Documents Required
- Last 3 Years Audited Financial Statements with ITR & Annexures
- Last 1 Year Current Account Bank Statements
- Aadhaar Card & PAN Card
- Passport Size Photographs
- Last 3 Years Form 26AS / Form 16
- Existing Running Loan Statements (if any)
- Property Documents with Complete Chain
- Company KYC Documents (for company cases)
Note: The final list of required documents may vary depending on the lender's policies and the applicant's profile.
Compare Loan Rates from Trusted Lenders
Explore multiple financing options from leading Banks & NBFCs and choose the most suitable solution for your business requirements.
| Lender | Interest Rates* |
|---|---|
| HDFC Bank | Starting from 9.00 - 10.00% |
| Axis Bank | Starting from 9.25 - 10.25% |
| ICICI Bank | Starting from 9.30 - 10.35% |
Loan Eligibility Made Simple
Salaried Individuals
- Age: 21 to 65 years
- Minimum Work Experience: 3 Years
Self-Employed Individuals
- Age: 21 to 65 years
- Business Vintage: Minimum 3 Years
Disclaimer
Working Capital Limit amount, interest rate, sanction limit, tenure, and approval are subject to applicant eligibility, property valuation, financial profile, documentation, and respective Bank/NBFC policies. Terms & Conditions Apply.
Grievance & Compliance
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