Loan Against Property (LAP)

Unlock Funds Against Your Property

Get access to high-value funding by mortgaging your residential, commercial, or industrial property. Loan Against Property (LAP) is an ideal solution for business expansion, working capital requirements, debt consolidation, education, medical expenses, or other personal and business financial needs.

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Loan Highlights

• Loan Amount: Up to ₹10 Crore* (Higher funding available as per eligibility)
• Funding up to 60%-70% of Property Value* (as per lender policy)
• Suitable for both personal and business requirements
• Available for salaried individuals, self-employed professionals, and businesses

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Key Features

• Competitive Interest Rates*
• Flexible Repayment & Tenure Options*
• High Loan Eligibility*
• Balance Transfer Facility Available*
• Multiple End-Use Purposes Allowed*

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Eligible Properties

• Residential Properties
• Commercial Properties
• Industrial Properties
• Selected Plots/Land* (subject to lender policy)

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Who Can Apply?

• Salaried Individuals
• Self-Employed Professionals
• Business Owners
• Proprietorship Firms
• Partnership Firms
• Private Limited Companies & LLPs

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Documents Required

For Self-Employed Applicants

• Last 3 Years Income Documents with ITR & Financials
• Last 1 Year Current Account Bank Statements
• Last 3 Years Form 26AS
• Existing Loan Statements (if any)

For Salaried Applicants

• Last 3 Months Salary Slips
• Last 2 Years Form 16
• Last 1 Year Salary Bank Statements

Common Documents

• Aadhaar Card & PAN Card
• Passport Size Photographs
• Property Documents with Complete Chain
• Address & Ownership Proof
• Company KYC Documents (for company cases)